How to earn more than a STEM education with STEAMS

Posted Leave a commentPosted in Uncategorized

STEM education is necessary, but STEM graduates who also understand accounting and sales (which together I sometimes call “STEAMS”) will have a significant advantage in understanding which technologies are worth investing in and how to effectively serve them to the public.  Adding these two business subjects to four “hard science” subjects is similar to how I […]

Asians spend 7.5x on education but 1/3x on housing vs Americans? From a 2015 Milken interview

Posted Leave a commentPosted in Personal finance, Web finds

One of my favorite things to listen to in the background are interviews with influencers that occasionally say something to get me thinking about something I might not otherwise have thought of.  Today I happened to be listening to a 2015 interview of Michael Milken with ASU Professor Jeff Cunningham. Among other things, I was surprised […]

Understanding the "Fiduciary Rule" and why investor education is so important

Posted 1 CommentPosted in Investing

Update on March 8th: Tony Robbins recently posted a video similarly emphasizing investor education on Investopedia. Last Friday, US President Donald Trump signed an executive order which may halt the planned application of the “fiduciary rule” to large numbers of financial advisors and product providers to retirement plans.  Opponents criticize this move as helping hide […]

Your Financial Life in Hong Kong, Part 4: Saving for Retirement and US College Education from Abroad

Posted 1 CommentPosted in Personal finance

This is part 4 in my 8-part guide to your financial life in Hong Kong. It is mostly intended for foreigners (especially US citizens or green card holders) living in or moving to Hong Kong looking to better understand “the system” and better manage their money both in and outside of Hong Kong.  This one […]

Your Financial Life in Hong Kong, Part 1: Housing and Schooling

Posted Leave a commentPosted in Personal finance

This is part 1 in my 8-part guide to your financial life in Hong Kong. It is mostly intended for foreigners living in or moving to Hong Kong looking to better understand “the system” and better manage their money both in and outside of Hong Kong. Let me know if you have any questions. One […]

Minimums to invest are sometimes based on the price of a daily cup of coffee

Top 30 Largest Non-Alcoholic Beverage Stocks 2017

Posted Leave a commentPosted in Lists

This is mostly a list of Coca-cola and its bottlers/distributors and competitors.  Complimenting my posts on beer brewers and wineries & distillers, here are a list of the 30 largest non-alcoholic beverage companies as of January 2017: (Note that Starbucks is considered a Bar & Restaurant company, not a beverage company) RIC Name  USD Market […]

Financial Planning Service Package

Posted Leave a commentPosted in Personal finance

GFM Asset Management runs discretionary, separately managed portfolios of stocks, bonds, and currencies for individual clients, as well as providing comprehensive financial planning.  Our specialty is financial planning and portfolio management for families whose financial lives span multiple countries. Our most popular financial planning package includes the following services with an IFPHK CERTIFIED FINANCIAL PLANNERCM Professional: Review of your […]