A Critical Look at Critical Illness Insurance: Is It Worth It?

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Most critical illness insurance policies (also known as “dread disease insurance”) I’ve seen before have looked like a pretty bad deal when I add them up and compare them with alternatives.  These are a few things I often find unattractive about them: They are often sold, not bought or sought. They are often sold on […]

Performance of Quality, Value, Momentum, and Low Volatility Strategies vs the S&P 500

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I have been working with “smart beta” strategies since 2006 (before they were even called “smart beta”), and continue to believe that investing through these rules-based factors provides better risk-adjusted returns than index funds at far lower cost than actively managed mutual funds.  In GFM-managed client accounts, we continue to apply the well-researched factors, of […]

Silk Road Trip 2017 Photos Set 1 of 3: Hong Kong to Lanzhou to Urumqi

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This is part 1 in the series of posts showing a total of 50 photos from our August 2017 trip to and along the China side of the silk road.  To continue to part 2, click here. In August 2017, we decided to take an educational summer trip to China’s silk road starting overland from […]

Silk Road Trip 2017 Photo Set 2 of 3: The Karakorum Highway and Tashgurkan

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This is part 2 in the series of posts showing a total of 50 photos from our August 2017 trip to and along the China side of the silk road.  To continue to part 3, click here. The Karakorum Highway was the highlight of our August 2017 Silk Road trip, and if we had more […]

Silk Road Trip 2017 Photo Set 3 of 3: Back in Kashgar to see the Old Town, Sunday Market and Livestock Market

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This is the last in the series of posts showing a total of 50 photos from our August 2017 trip to and along the China side of the silk road.  To go back to part 1 on this series, click here. After driving back along the 300km Karakorum highway road back from Tashgurkan to Kashgar, […]

I'm in San Francisco tomorrow, June 23rd 2017 – Message if you have time to meet

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Looking forward to catching up with my colleagues in the San Francisco Bay Area tomorrow, even though I know this is last minute.  You can reach me via WhatsApp, my US number, or through the contact form below: Photo Source: WikiMedia Commons

On "Money Talk" @RTHKradio3 with Ample Capital's Alex Wong: Border Adjustments and Fed Hikes

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This morning on RTHK Radio 3’s “Money Talk” program, I was pleased to speak with host Peter Lewis and Ample Capital‘s Alex Wong about the ongoing rise in protectionism and Trump’s talk of border adjustments, as well as what impact the latest Fed hike to 0.75 – 1.00% might have on markets on both sides […]

How to earn more than a STEM education with STEAMS

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STEM education is necessary, but STEM graduates who also understand accounting and sales (which together I sometimes call “STEAMS”) will have a significant advantage in understanding which technologies are worth investing in and how to effectively serve them to the public.  Adding these two business subjects to four “hard science” subjects is similar to how I […]

Latest Hang Seng Index changes make Hong Kong's Benchmark even more Mainland-Oriented vs HSCEI

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Last Friday the South China Morning Post reported that the Hang Seng Index would make at least two replacements on March 6: dropping HK garment trader Li & Fung (0494.HK) and mainland beer maker Tsingdao Brewery (0168.HK) and adding Chinese carmaker Geely Auto (0175.HK) and the Postal Savings Bank of China (PSBC = 1658.HK). Li & […]

How a Bitcoin ATM works (video)

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I had the pleasure of stopping by the ANX office yesterday and getting a few minutes to record this short video explaining how a bitcoin ATM works.  In a matter of seconds, the HK$10 bill I insert into the machine is converted into BTC at the price quoted on the screen, and I get a […]