Investing Lessons at the 2018 “The Future is Female” Conference in Hong Kong, Sep 14th

Posted Leave a commentPosted in Education, Events, Investing

If you’re in Hong Kong this Friday, September 14th, I hope to see you at “The Future is Female” conference at Campfire in Taikoo from 9am to 7pm.  This time, I’ll be speaking about investing in stocks and real estate, and some of the most important questions women should ask when choosing where to save […]

Hong Kong listed ETFs

The top 25 Hong Kong listed ETFs I’m watching in 2018H2

Posted Leave a commentPosted in Investing

I’ve been speaking at several ETF conferences this year, and was a bit surprised to see at one event most of the audience raising their hand as users of ETFs, but then most putting their hands down when asked if they traded ETFs listed on any exchanges in Asia.  For easy reference, I wanted to […]

The many different MSCI China indexes, before China A-share inclusion

MSCI China A-Share Inclusion: Understanding Different Chinese Stock Markets

Posted Leave a commentPosted in Investing

MSCI’s China A-share inclusion is one of the many themes I’ve been hearing over and over again this year.  As one of the world’s largest and most respected brands in benchmarking investment portfolios, this move means that trillions of dollars of American and European retirement funds will now be required to buy more Chinese stocks, […]

US Equity REITs vs Mortgage REITs - owners made 13x as much as lenders

US Equity REITs vs Mortgage REITs vs Physical Property: 2 charts

Posted Leave a commentPosted in Charts, Investing

I’ve spoken and written extensively on real estate investment trusts (REITs), but just came across these two charts comparing the performance of US equity REITs vs mortgage REITs, and the long-term total return of US REITs vs physical real estate. Chart #1: Performance of equity REITs vs mortgage REITs Equity REITs own properties, and collect […]

Vanguard sets ETFs trading costs to zero

Vanguard sets 1,800 ETFs’ trading costs to zero today: Time to move all your money over?

Posted Leave a commentPosted in Investing, Personal finance

About a month ago, Vanguard surprised clients and investment advisors (of which I am both) with the announcement that starting in August 2018 (today), Vanguard would offer free trading on almost 1,800 exchange traded funds (ETFs), all but a handful of which are those of Vanguard’s competitors.  Although I have earlier argued that even paying […]

How to read a mutual fund fact sheet - 5 key points

How to read a fund factsheet – 5 key points to avoiding a $5,000 mistake

Posted Leave a commentPosted in Education, Investing

A fund factsheet is the “nutritional information” of the investment fund, summing up the objectives, holdings, fees, risks, and performance of a mutual fund you might choose to invest in.  I rarely meet an investor that reads the entire offering document or prospectus of most stocks or funds they buy, and even the “executive summary” […]

Building portfolios using ETFs instead of mutual funds

3 main reasons I invest in ETFs instead of mutual funds

Posted 1 CommentPosted in Investing

I first started using ETFs in the early 2000s, when iShares was aggressively launching several new ETFs, and marketing the line of single-country ETFs they had launched back in 1996.   The Spyder ETF “SPY” has already been around for almost a decade at that point, and sector SPDRs had already been around since 1998, but […]

how much 529

How much should I put in a 529 college savings plan each year?

Posted Leave a commentPosted in Education, Investing, Personal finance

529 college savings plans have no hard and fixed annual contribution limits, unlike IRA, HSA, 401(k), or many other US tax-deferred accounts.  Rather, 529 plans are often subject to state-set overall contribution limit that you should not put in more than 4 years’ worth of expenses at the most expensive university you could spend the […]

Interactive Brokers vs Saxo Trader Pro

Interactive Brokers vs Saxo: Best Online Broker for International Accounts

Posted Leave a commentPosted in Client Service, Investing

As two of the world’s leading international low-cost online brokers, we have been very glad to be able to offer a choice to clients on whether they want to hold their GFM-managed accounts at Interactive Brokers (IBKR for short) or Saxo, so naturally we are often asked to compare the relative strengths, advantages, and costs of […]

Passports: Invest your IRA in foreign stocks and bonds

Why now is the time to invest over 50% of your IRA in foreign stocks and US bonds

Posted 1 CommentPosted in Investing, Retirement

After several years of rising US stock prices, I am often asked when the next crash, or at least next big correction, is coming.  I believe it is foolish to try and time the market, but I do believe it makes sense to sell out of expensive assets and buy into better value assets (buy […]