US Trusts and Estate Planning Seminar

US Trusts and Estate Planning Seminar Dec 13th 6:30pm in Central, Hong Kong

Posted Leave a commentPosted in Education, Events

California-based attorney and asset protection expert Vivian Yuan is back in Hong Kong as a visiting speaker on Wednesday, December 13th at 6:30pm for our US trusts and estate planning seminar. Alaska, Wyoming, and South Dakota trusts are among those can be used by both American and non-Americans to better control investment and business assets […]

Vintage ad for a convertible car: more romantic than considering Roth conversions as an expat?

Roth conversions as an expat: if, when and how much?

Posted Leave a commentPosted in Personal finance

Considering Roth conversions as an expat is similar to considering if, when, and how much to do one when living in the US. What is a Roth conversion? A Roth conversion turns a traditional IRA (on which you may have already gotten a tax deduction, but will need to pay tax when you withdraw at […]

Whole life vs term life insurance: the "Buy Term Invest the Difference" calculation

Whole life vs term life insurance: the “Buy Term Invest the Difference” calculation

Posted 1 CommentPosted in Personal finance

Deciding between whole life vs term life insurance should rationally be driven by the numbers, especially the “buy term invest the difference” calculation below to illustrate the difference between the two types of life insurance.  As much as insurance companies advertise a warm image of caring families, and while a good life insurance agent naturally […]

401k rollover to an IRA investment account

How to do a 401k rollover to an IRA as an expat

Posted Leave a commentPosted in Personal finance

After changing jobs, or even getting posted on an expat assignment by the same company, employees generally have the freedom to do a 401k rollover of their retirement savings account to an IRA account at their choice of brokerage firm or mutual fund company.  Doing a 401k rollover to an IRA, and consolidating all your […]

US$100 bills - paid by the highest dividend paying stocks

60 Highest Dividend Paying Stocks as of 2017 end

Posted Leave a commentPosted in Lists

As a reference, I occasionally like to publish lists like the one below of 60 of the highest dividend paying stocks as of late November 2017.  Note that these are ranked by total dollar amount of dividends paid by the companies, not by dividend yield, as the latter would favor many smaller, higher yielding stocks. […]

largest companies in the world - usually thought of by their skyscrapers

50 largest companies in the world by market capitalization as of 2017 end

Posted Leave a commentPosted in Investing, Lists

Investors looking to replace index ETFs or more expensive stock mutual funds or closed-end funds with direct positions in blue chip stocks may want to start by owning some of the largest companies in the world by market cap.  Market cap is simply the total value of shares outstanding, and most index funds and ETFs […]

Tariq Dennison and Peter Lewis on RTHK Money Talk Xtra

Investment Suitability for the Elderly, Sat Nov 25 8:30 on RTHK Radio 3

Posted Leave a commentPosted in News, Personal finance

On tomorrow’s episode of “Money Talk Xtra” with Peter Lewis, Tariq Dennison will answer questions on how to evaluate the suitability of different investment products and strategies for elderly investors. The show will air Saturday, November 25th at 8:30am on RTHK radio 3. Retirees often focus on reducing risk, but sometimes to the point of […]

expat financial plan checklist

Expat financial plan checklist

Posted Leave a commentPosted in Personal finance

An expat financial plan contains many of the same things one would expect in a single-country financial plan, with the main differences being that expats are likely to have property and family members in more than one country, and more likely to have financial goals (where to retire, where to send the kids to school, […]

How my life insurance should cost for a healthy male by decade

How much life insurance do I need, and how much should that life insurance cost?

Posted Leave a commentPosted in Personal finance

How much life insurance you need largely depends on who depends on how much of your future income, while the cost of life insurance depends more on your age and health.  Fortunately, life insurance tends to be the cheapest for younger employees and entrepreneurs who have most of their potential earnings ahead of them.  This […]

best MPF schemes by fund expense ratio

Best MPF Schemes by Average Fund Expense Ratio

Posted Leave a commentPosted in Personal finance

When looking for the best MPF schemes, either as an as an employer of Hong Kong employees, or as an employee rolling over funds from an old job, the two most important factors to look for are: Low expenses Diversified fund choices It is important to note that it is usually not wise to choose […]