The Best 529 Plans for Expats can fund four or more years at America's finest universities, including UC Berkeley

Best 529 Plans for Expats in Hong Kong

Posted Leave a commentPosted in Education, Personal finance

529 plans are one of the most tax-efficient ways for US taxpayers to save and invest for college and other higher education fees.  The best 529 plans for expats overlap with the best 529 plans US residents are likely to choose, with the exception of residents of US states with high state and local income […]

March 15 2017 College Savings Seminar: Planning and Paying for it

Posted 1 CommentPosted in Events

Sending a child to university is one of the largest big-ticket financial goals for many families.  A 4-year degree at a top college can easily cost over US$200,000 / HK$1,500,000 per child, and this cost has been rising far faster than the overall rate of inflation. Hong Kong based CERTIFIED FINANCIAL PLANNERCM Professional Tariq Dennison […]

How I invested my first 10 years of savings, bonuses and 401(k)/IRA contributions and top 10 lessons learned

Posted Leave a commentPosted in Investing, Personal finance

Of all the habits I started early in my career, I would rank the habit of paying myself first, saving at least 10% of my income, saving rather than spending 100% of bonuses, and avoiding consumer debt as close to #1 as having paid off well and being well worth teaching my children and grandchildren. […]

The math behind why I buy term life insurance and almost never buy whole life insurance

Posted 2 CommentsPosted in Personal finance

The below calculations are for illustration and discussion purposes only and are not an endorsement of any insurance broker, agent, website, or policy issuer, and nothing here should be taken as any personalised recommendation to buy or not buy any insurance policy.  Please contact us through the form below for an independent second opinion specific […]

Experiences looking for the "Best Bank in Hong Kong"

Posted Leave a commentPosted in Personal finance

I’ve been asked several times whether there is an equivalent of ING Direct in Hong Kong, as there is in Australia and Spain and used to be in the US and UK before ING sold those businesses to CapitalOne and Barclays, respectively.  For whatever reason, I have yet to see an purely online bank take off […]