Insurance Checklist: The 5 Most Important Insurance Policies I'm Renewing

Insurance Checklist: 5 Policies I Continue To Renew

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As a financial planner, I am very often asked about insurance, even though my own specialty is in investments and retirement planning. That said, insurance provides important protection against risks that may be hazardous to your wealth, and years of work building a substantial investment portfolio can be quickly lost in the event of an […]

Whole life vs term life insurance: the "Buy Term Invest the Difference" calculation

Whole life vs term life insurance: the “Buy Term Invest the Difference” calculation

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Deciding between whole life vs term life insurance should rationally be driven by the numbers, especially the “buy term invest the difference” calculation below to illustrate the difference between the two types of life insurance.  As much as insurance companies advertise a warm image of caring families, and while a good life insurance agent naturally […]

How my life insurance should cost for a healthy male by decade

How much life insurance do I need, and how much should that life insurance cost?

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How much life insurance you need largely depends on who depends on how much of your future income, while the cost of life insurance depends more on your age and health.  Fortunately, life insurance tends to be the cheapest for younger employees and entrepreneurs who have most of their potential earnings ahead of them.  This […]