MPF vs ORSO

MPF vs ORSO: How to Decide, How Much to Put In

Posted Leave a commentPosted in Personal finance

When starting a new job in Hong Kong, some employers offer new employees the choice of MPF vs ORSO for retirement savings.  Many employers only offer MPF, and while I earlier posted some data on some of the best MPF plans in Hong Kong in lowering fees below 1% (still many times higher than many […]

How to invest a bonus

How to invest a bonus

Posted Leave a commentPosted in Investing, Personal finance

In January and February many firms, especially banks, give out annual bonuses to employees, which in some cases make up a large percentage of the employee’s annual earnings.  After years like 2017, when the economy and global stock markets have done exceptionally well, I am naturally asked, more than in most years, about how to […]

IRA Contribution Limits 2018

IRA Contribution Limits 2018 – SEP raised to $55,000

Posted Leave a commentPosted in Personal finance

IRA contribution limits have remained mostly the same from 2017 to 2018, with traditional and Roth IRA contributions limited to US$5,500/year for US taxpayers under 50, and US$6,500/year for those 50 and older.  To make a Roth IRA contribution, your adjusted gross income (AGI) needs to be below US$120,000 for single taxpayers with an AGI […]

Currency futures webinar: Tariq presents with SGX and Interactive Brokers

Posted Leave a commentPosted in Events, News

Today we completed another successful webinar with SGX and Interactive Brokers explaining how everyday investors can use currency futures contracts to access and hedge FX risk at institutional prices in the US$5 trillion/day currency market. Feel free to contact me for a copy of the spreadsheet, or information on how to sign up for our […]

Tariq with Trump and Hillary cutouts after #Election2016

Ming Pao interviews Tariq Dennison on Trump’s first year

Posted Leave a commentPosted in News

My interview in Ming Pao this week on Trump’s first year: https://news.mingpao.com/pns/dailynews/web_tc/article/20180120/s00014/1516384899314 [jumplead_form id=”5a65abe97e060104232bb123″]

G for got it - what I hope a 10 year old child will say after buying their 10 first stocks

10 first stocks to buy a 10-year old to start investing early

Posted Leave a commentPosted in Education, Investing, Personal finance

My latest article describes how to choose the 10 first stocks to buy a 10-year old, and why I think it’s important to start kids investing in individual companies rather than mutual funds from an early age. As I disclose: I bought Coca-cola for my older child and PepsiCo for my younger child because they […]

The Best 529 Plans for Expats can fund four or more years at America's finest universities, including UC Berkeley

Best 529 Plans for Expats in Hong Kong

Posted Leave a commentPosted in Education, Personal finance

529 plans are one of the most tax-efficient ways for US taxpayers to save and invest for college and other higher education fees.  The best 529 plans for expats overlap with the best 529 plans US residents are likely to choose, with the exception of residents of US states with high state and local income […]

Boat Quay, Singapore, a very old kind of logistics long before there was ever a tech company in the Straits Times Index

Property stock replaced by the first tech company in the Straits Times Index

Posted Leave a commentPosted in News

Last month, the Hang Seng index made the historic move of replacing Cathay Pacific with a mainland Chinese company, as part of the longer-term trend of Greater China integration in the index.  At that time, I pointed out that Singapore Airlines’s position in the Straits Times index was far more secure, but today we see […]

Saving for College and Retirement: Starting with these primary school language books

Jan 17 Presentation at the AWA: “Saving for College and Retirement”

Posted Leave a commentPosted in Education, Events

I’ll be presenting to American Women’s Association in Hong Kong on January 17th, 2018 at 10am about saving for college and retirement, and look forward to hearing some good questions on finding and funding universities, 529 plans, IRAs, and 401(k) rollovers, as well as more personal questions.  Details are also on page 24 of the […]