Forget Bitcoin funds or Bitcoin ETFs, Bitcoin Futures make more sense

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It may be one of the universal laws of finance that whenever an asset multiplies in value over a short period of time, demand from investors to buy that asset in an accessibly packaged form similarly multiplies. This year, that law played out in Bitcoin prices, and not a week in the latter half of […]

Investing Retirement Accounts: Starting with $20,000,000, a retiree withdraws $800,000 in the first year, and 2% more each following year. At 4% and 5%, the retiree runs out of money, while at 6%, the account keeps growing.

Investing Retirement Accounts: What rate of return vs level of risk to aim for?

Posted 1 CommentPosted in Investing

When investing retirement accounts, we are often told to invest aggressively (mostly in stocks) when saving as young employees, and then rotate more and more of the account towards more conservative investments (bonds and REITs) as retirement approaches.  One overly simple rule is to allocate 100 minus your age in stocks, so that a 20 […]